Affordability and Financial Aid
CIAM is committed to providing a flexible, affordable, and high quality education based on the principles and values of Peter F. Drucker, “the Father of Modern Management.”
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CIAM offers an institutional payment plan that requires no interest and is designed to be fully completed by graduation. CIAM also offers flexible and reliable student financing solutions with competitive interest rates. Both these options may be available for qualified students. Please inquire for more information.
If a student obtains a loan to pay for an educational program, the student will have the responsibility to repay the full amount of the loan plus interest, less the amount of any refund and that, if the student has received federal student financial aid funds, the student is entitled to a refund of the monies not paid from federal student financial aid program funds.
For students who qualify, CIAM also offers financing plans for education through a third party service. Tuition Financing Corporation (TFC) provides a payment plan that will include interest through a retail installment contract (RIC) that establishes the terms of their payment plan including the interest rate and the total interest to be paid, if paid per the schedule on the RIC. The student will also sign Truth in Lending Act (TILA) disclosures that are provided to consumers when there is a payment plan for the services provided, the payment plan has interest and exceeds three (3) months, or the payment plan has no interest but exceeds 12 months.
Please also see the following sources for additional funding:
1. The Internet (there is a free scholarship search from the U.S. Department of Labor at: www.careerinfonet.org/scholarshipsearch).
2. The reference section of your school or public library
3. Foundations, organizations (e.g., religious, community, professional, ethnicity-based), local businesses, and civic groups
4. Your employer
5. Your state vocational rehabilitation agency, if appropriate (a list of state agencies is at www.ed.gov/svr and at www.disability.gov)
6. View CIAM Scholarships here: http://ciam.edu/CIAMScholarshipApplication.pdf
MBA Tuition Costs
CIAM offers the following Federal Financial Aid programs (for those who qualify):
Unsubsidized Direct Stafford Loans
CIAM offers Unsubsidized Direct Loans. This type of loan is not based on financial need. Interest rates are fixed and established annually by the U.S. Department of Education. Interest is charged during all periods, even during the time a student is in school and during grace and deferment periods.
Veterans Educational Benefits
CIAM is approved for the training of Veterans and eligible persons under the provisions of Title 38, United States Code. Veterans who are unsure of their eligibility should contact the Veterans Administration.
For inquiries please contact the financial aid office at email@example.com or call 1(626)350-1500.